Women entrepreneurs in today’s business world

I was in the Army for 12 yrs., during that time I received extensive training in the Food Service field. I did some extra training in Culinary Arts. I would like to either start my own Party Planning/ Catering business or open a fine dining establishment.

2 Responses to “I need to know about grants available in the Ky area for women business owners?”

  • imisidro says:

    It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.

    Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

    Even if you buy books on “how to get grants” or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.

    Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html

    “The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”

    Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE’S NONE.
    http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show

    Below is a list of grants available to WOMEN – none of them are for starting a business

    10.443 USDA Outreach and Assistance for Socially Disadvantaged Farmers and Ranchers
    10.550 USDA Food Donation
    10.557 USDA Special Supplemental Nutrition Program for Women, Infants, and Children
    10.565 USDA Commodity Supplemental Food Program
    10.572 USDA WIC Farmers’ Market Nutrition Program (FMNP)
    16.736 DOJ Transitional Housing Assistance for Victims of Domestic Violence, Stalking, or Sexual Assault
    17.301 DOL Non-Discrimination and Affirmative Action by Federal Contractors and Federally Assisted Construction Contractors
    17.700 DOL Women’s Bureau
    20.905 DOT Disadvantaged Business Enterprises_Short Term Lending Program
    30.001 EEOC Employment Discrimination_Title VII of the Civil Rights Act of 1964
    30.002 EEOC Employment Discrimination_State and Local Fair Employment Practices Agency Contracts
    59.043 SBA Women’s Business Ownership Assistance
    59.046 SBA Microloan Program
    64.011 VA Veterans Dental Care
    84.334 ED Gaining Early Awareness and Readiness for Undergraduate Programs
    93.110 HHS Maternal and Child Health Federal Consolidated Programs
    93.235 HHS Abstinence Education Program
    93.290 HHS National Community Centers of Excellence in Women’s Health
    93.591 HHS Family Violence Prevention and Services/Grants For Battered Women’s Shelters_Grants to State Domestic Violence Coalitions
    93.919 HHS Cooperative Agreements for State-Based Comprehensive Breast and Cervical Cancer Early Detection Programs
    93.926 HHS Healthy Start Initiative
    93.994 HHS Maternal and Child Health Services Block Grant to the States
    93.995 HHS Adolescent Family Life_Demonstration Projects
    96.001 SSA Social Security_Disability Insurance
    96.002 SSA Social Security_Retirement Insurance
    96.004 SSA Social Security_Survivors Insurance

    Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

    Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs

    For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.

    http://www.cfda.gov
    http://www.grants.gov
    http://gtionline.fdncenter.org
    http://www.powerhomebiz.com/vol66/grants.htm
    http://www.sba.gov/expanding/grants.html

  • Fays Daze says:

    First you need to work on deciding what you want to do EXACTLY. Anyone with a grant will require a Business Plan. You won’t be able to be wishy-washy, you have to know exactly what your idea is and a company name to start. Then state a plan of attack so to speak, and where the grant money will go for: space/place of operation, employee requirements, able to meet tax requirements for employees, equipment/cooking/serving needs, company licensing requirements (food handling), equipment requirement for dining areas, or serving dishes etc., insurance for employees, insurance for customers (food poisoning, it does happen), already you are looking at thousands and thousands of dollars. Are you Native American? Are you disabled in ANY way? Are you a WOMAN? These last three questions will get you a grant, or loan, faster than anything in the book! You have to detail everything, and I mean everything. After you get started you will begin to realize that you haven’t REALLY thought it all out as yet. If you need more information e-mail me ok? I can give you places to go, who to talk to, but start with the above. Decide if you want to do the Catering thing or open a restaurant. I’d suggest a service that brings in food/meals to the average citizen who works 5 days a week, commutes to work from 7am in the morning and doesn’t actually get home until after 6pm. So many people on this particular list don’t have time to “cook” nurishing meals, and end up looking at the microwave. You can offer full course dinners, or on the scale as the Nutri-systems meals or Weight watchers programs. When folks eat later at night, say 7:00-7:30 they don’t have the time to wait for the food to digest entirely until they hit the bed/sleep and off again the next day. This is causing a lot of folks to have metabolism problems and end up getting fat without really trying. Eating closer to bedtime is not good for the digestion. A major problem in American today. And when are these people to do laundry? Take a shower, sit with the kids (whom they never see anyway). But the catering thing is a good idea. There are plenty of restaurants out there, these above people go there for the same reasons I mentioned. So enough said here. Feel free to reach me for more details at
    faysdaze1@verizon.net
    Go for it, start thinking!!! $$$

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